Retirement and Estate Plannning Wills | Retirement planning | Estate planning Wills Where there's a will there's a way to avoid crippling estate duties If you divorce, make sure you change that will Plan trusts well or risk the wrath of the taxman Taking on the role of trustee can cost a dear friendship Use a trust to shield your heirs from tax Plan for your children's future with trust fund A simple sample will incorporating the creation of trusts for minor children. Note: Read accompanying explanantory article. BT Money Guides will be adding more sample wills structured for different situations in the coming weeks. Examine sample will as a web page Open PDF file in browser using Acrobat 3.0 plug-in Download compressed PDF file   (ZIP FILE 400k) Please tell me how to use the PDF resource Write a will - if it's the last thing you do A simple sample will suitable for a young couple who have children, own a smallish estate and do not wish to create a trust. Note: Read accompanying explanantory article. BT Money Guides will be adding more sample wills structured for different situations in the coming weeks. Examine sample will as a web page Open PDF file in browser using Acrobat 3.0 plug-in Download compressed PDF file   (ZIP FILE 400k) Please tell me how to use the PDF resource Spare your loved ones the mess of a muddled estate A will could be your shrewdest investment Need I declare a few shares in my dad's will? Write a second will if you invest offshore Retirement Planning Retirement rule No 1: pay off all your debts Choose options with care when your RA matures Getting the best investment returns when you retire Trends in the retirement industry Beat the prospect of retrenchment with retirement Questions you should ask about your pension fund Think carefully before deciding what to do with your retirement money When a pension is safer bet than a lump sum Think twice before you retire early for tax reasons Shares are still the way to grow your pension kitty Get good advice before switching pension funds Don't let the sun set on your golden years Ways of staying on top in your golden years One of tax's last loopholes Spice up your income through smart investment Pension funds slide with the stock market Choose the investment avenue for your pension How to choose the right retirement package Four vital life and death questions Check your pensions fund's rules on early retirement The five-year plan for a happy, secure retirement Inflation is the enemy in your retirement years Knowledge is the most powerful tool in retirement planning Buying a paid-up policy is a good way to save on tax It pays to make a close study of your pension fund Reasons not to rush into early retirement How to remove the taxman's sting at the eleventh hour How to get a retirement annuity to work for you Ways to save tax on your retirement nest egg Estate Planning Plan for that sudden cash shortage Executors account to heirs for every cent The executor is vital cog in winding up a deceased estate Creating a trust for heirs can lower tax Cash in your chips knowing that your heirs won't be taxed to death Your slice of his retirement nest egg may be dead money The resources on this page consist of web pages and proprietary files available for downloading. Proprietary formats will be indicated by a red arrow, the file extension name and the file size. Some files will be compressed using the ZIP format. For PDF documents, you will need the Adobe Acrobat 3.0 viewer, which is available free of charge from Adobe Corporation: If you need additional help, CLICK HERE. Times Media Limited disclaims all liability for any loss, damage, injury or expense however caused, arising from the use of or reliance upon, in any manner, the information provided through this service and does not warrant the truth, accuracy or completeness of the information provided. © Times Media Ltd, 1996