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Personal Finance

Savings and Investment | Credit Issues | Are You in Debt? | Insurance

Savings and investment

  1. Examine Money Guides Investment section for more information and advice.
  2. Make use of our investment returns calculator to find out what rates are necessary to achieve a desired future value amount.
  3. Budgeting's a bind, but it pays dividends

    Your Personal Budget
    Download Budget [PDF 23kb]
    Download 1-2-3 Spreadsheet [ZIP / WK4 34kb]
    Download Excel Spreadsheet [ZIP / XLS 89kb]
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  4. Make time to draw up a list of card details

    FINANCIAL "QUICK-DRAW" LIST
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  5. How to scale down the cost of divorce

    MAINTENANCE COSTS AND BUDGET
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  6. How to be miserly, frugal and happily wed to your cash
  7. Map out your finances as you would a holiday trip
  8. Spare a thought for finances before you say "I do"
  9. How to stay on top in the economic low
  10. How to teach children that 2 + 2 = savings
  11. A personal budget will let you rein in your monthly spending
  12. Keep detailed tabs on expenses
  13. You can't feather a new nest on maintenance from the old
  14. Be young and restless, but don't sink into debt
  15. Don't be a victim of sky-high bank charges
  16. Seven easy rules to building wealth
  17. Start young and you'll end up not only wise but wealthy too
  18. Make 1997 the year you master your money
  19. Marry for love, but do your sums for a fruitful divorce
  20. If you need income, get into long-term deposits soon
  21. Fly smart, it can save you a packet
  22. Invest wisely to ensure a bright future for your children
  23. Suddenly, saving for a rainy day gains credibility
  24. The secret weapon of families who live well on modest incomes
  25. Unit trust purchasing guide

    Unit trust purchasing guide
    Open purchasing guide PDF file in browser using Acrobat plug-in. [PDF 55kb]
    Download purchasing guide PDF file in compressed format. [ZIP 23kb]
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Credit Issues

  1. Buying clothes on credit wears a hole in your pocket
  2. Keep a healthy credit profile
  3. Be young and restless, but don't sink into debt
  4. Don't be in the dark about the credit blacklist
  5. Credit may seem painless, but it's a rapid road to ruin

Are You In debt?

  1. Talk to your bank manager when the going gets tough
  2. Gyrating interest rates could hit you where it hurts
  3. Be young and restless, but don't sink into debt
  4. Free yourself from the debt trap with a simple life
  5. Drowning in debt? Here's how to resurface
  6. Are you in debt?

    Are you in Debt?
    Open debt calculator PDF file in browser using Acrobat plug-in. [PDF 33kb]
    Download debt calculator PDF file in compressed format. [ZIP 21kb]
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Insurance

  1. Don't risk a crippling medical bill from an overseas holiday
  2. New laws with teeth to protect insurance policy holders
  3. Don't let high anxiety knock you off that assurance lifeline
  4. Is commission the crux in advice on which is the better form of life assurance?
  5. Shop around for life policies
  6. Keep risk cover and investment separate
  7. Cover for those silly mistakes that cost
  8. The ins and outs of personal liability cover
  9. Get your stuff revalued for accurate premiums
  10. Disability could damage your income forever
  11. Tips to beat spiralling insurance premiums
  12. Make sure you have adequate life insurance
  13. Be prepared for those surprise holiday spoilers
  14. Will your life assurer live longer than you do?
  15. I do, I don't - but what if he just can't pay maintenance
  16. Insuring yourself appropriately
  17. A little cover will ensure life goes on for your loved ones
  18. Fat premiums filling up car insurers' tanks

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